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Author Topic: I now own my first home!!  (Read 5008 times)


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Re: I now own my first home!!
« Reply #15 on: October 26, 2013, 07:35:26 PM »
A question for you lot if you don't mind me asking. What did you do with regards to applying for the mortgage? I've had my offer accepted (got the paperwork and stuff) and the vendors are actively looking for a place to move into so do I wait til I find out that they've actually had an offer accepted before I make any commitments? The estate agents are being quite pushy about me applying for the mortgage asap but I have a feeling this is just because they want the (non refundable) application fee asap! Only reason I've not applied yet is because I don't want to be stuck in a chain for ages and potentially miss out on another good property whilst I'm waiting around.
« Last Edit: October 26, 2013, 07:37:14 PM by _tom_ »


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Re: I now own my first home!!
« Reply #16 on: October 27, 2013, 09:24:31 AM »
Well the thing is nothing is definite until contracts have been exchanged and a completion date has been set. The good thing is that if the seller pulls out of the deal after you've paid all fees/deposit they will have to pay you back as well as a little more for compensation.

We actually put an offer in on a place last year but unfortunately we couldn't get a mortgage due to an unforeseen problem peering its head. When we had that sorted out we looked again and made sure that when we found something, we really really liked it, enough to put a deposit down and go for it.

There will always been something else you like the look of but if you like something enough that you offer a huge amount of money to have, then it's the right decision and don't torture yourself about it.

I would get a mortgage approval sorted out right away and if it falls through, then don't worry there will be something else out there.


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Re: I now own my first home!!
« Reply #17 on: October 27, 2013, 11:42:02 PM »
Congrats mate. Big step - well taken!
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Re: I now own my first home!!
« Reply #18 on: October 28, 2013, 12:42:28 PM »
Big congrats on buying a house!

Enjoy it!  8)
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