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At The Back => Time Out => Topic started by: Cattivo Ragazzo on March 26, 2006, 02:03:57 AM

Title: Paypal taking money from my bank
Post by: Cattivo Ragazzo on March 26, 2006, 02:03:57 AM
This is very strange. When I buy something on paypal, it charges to my credit card if I have no money in the paypal. I have my bank current account on there to transfer money that I recieve. Anyway, I just checked my account online, and I have exactly £100 taken out by PAYPAL LTD SAN JOSE, 2 days ago, didn't buy anything at all that cost that much in the past 2 weeks, don't have any disputes or claims on paypal, never have. Completely unexplainable. Would there be any reason for this at all? I can't think of any, and I can't imagine how paypal managed to take something from my bank account. It doesn't add up at all. Am I missing something, or are they taking the piss?[/code]
Title: Paypal taking money from my bank
Post by: Skybone on March 26, 2006, 12:24:19 PM
Have you answered any e-mail's from PayPal recently asking you to re-enter your detail's for "security purposes"?

Sounds like you've been scammed, go to PayPal and raise a dispute for the payment, as you didn't authorise it.
Title: Paypal taking money from my bank
Post by: Bainzy on March 26, 2006, 12:51:22 PM
Contact your bank immediately and tell them that you did not authorise this transaction and that you have been a victim of fraud. You shouldn't be liable - if they ask you if you have up to date virus protection and firewalls say yes.
Title: Paypal taking money from my bank
Post by: Cattivo Ragazzo on March 26, 2006, 02:28:07 PM
It's not really fraud, paypal took the money. I phoned the bank, they set up a dispute, but I phoned paypal too, to try and get it sorted quick time. They said if I fax my bank statement, or send a jpeg of the account online, showing the amount taken, they'd refund me. Assholes.
Title: Paypal taking money from my bank
Post by: jt on March 26, 2006, 02:48:04 PM
:D That`s good news !

At least you no it`s not a fraud case. I would suggest that you put a block on PayPal with your bank so they can never withdraw money from your account without your giving permision to your bank to pay`em.

 :D  8)
Title: Paypal taking money from my bank
Post by: Cattivo Ragazzo on March 26, 2006, 03:59:35 PM
Actually, just made more phone calls to paypal, and this is what happened. Some dude has signed up to paypal with the Solo card attached to my bank account, and spent money with it, so it's very naughty fraud. Paypal had to tell me to ring the police, and then tell the police to ring paypal through their secret number LOL. So, I had to cancel my solo and get a new one... I'm sure the money will be recovered somewhere along the line, but it's scary to know how someone managed to get those details.  :o I'll have to be more careful in future!
Title: Paypal taking money from my bank
Post by: dave_mc on March 26, 2006, 10:14:23 PM
wow, that's gippy.

Has it all worked itself out now, cattivo?
Title: Paypal taking money from my bank
Post by: Shag101 on March 29, 2006, 03:10:14 PM
I use to love paypal but find if anything can go wrong it will happen to me.  I've had a paypal account for years and since then my debit card on their site was hacked and used several times.  I called my bank and they gave me the money back and sent me a new debit card.  I entered it on Paypal and it happen yet again.  My bank then gave me the money back and sent me a new card.  I now do not put it on paypal and have yet to have a problem since...lol
I'm lucky that I have a only city union workers bank since other people I know had that issue and had a very hard time getting the money back.

I called paypal to let them know what is happening and the guy told me they have been seeing alot of this happening from their site and are trying to fix it..
Title: Paypal taking money from my bank
Post by: 38thBeatle on March 29, 2006, 07:16:48 PM
I was wondering whether Cattivo Ragazzo's card could maybe have been cloned but maybe not- whoever did it must have got his name and they went to the trouble of setting up an account. You'd have thought Paypal would be able to point the police in the right direction- lets hope so. I have stopped using my paypal account now as I had a couple of scares.
Title: Paypal taking money from my bank
Post by: _tom_ on March 29, 2006, 07:53:45 PM
On the subject of paypal.. I've been paid for a few things on ebay, paypal says the transactions complete but my bank account doesnt say theres had anything paid into it.. How long should it take?
Title: Paypal taking money from my bank
Post by: Cattivo Ragazzo on March 29, 2006, 07:54:42 PM
the guy who took the card, signed up with the name james anderson, whoever that is, but it's not me, cause when I was on the phone to paypal, she was asking me for my bank details that I registered on paypal, then she said, do you have a switch card with that, I said yeah, and gave her the number, then she did a search or something, and said Ummmm, do you know a mr james anderson? and I was like no, and she was like, hold on, I'll have to pass this to my supervisor. She wasn't actually supposed to give me the guys name, not that it matters, but the next guy, he said I had to phone the police, and then tell the police to contact paypal regarding this. I haven't heard anything from paypal, the police, or my bank - yet. I'll just wait and see.
Title: Paypal taking money from my bank
Post by: dave_mc on March 29, 2006, 09:44:44 PM
^good luck anyway, i hate scams like that. Let us know how it turns out, man.

 :D
Title: Paypal taking money from my bank
Post by: HJM on March 30, 2006, 07:23:13 AM
Quote from: _tom_
On the subject of paypal.. I've been paid for a few things on ebay, paypal says the transactions complete but my bank account doesnt say theres had anything paid into it.. How long should it take?


It stays in you Paypal balance unless youwithdraw it and pay a fee! (Unless you have a large amount then it's free)
Title: Paypal taking money from my bank
Post by: _tom_ on March 30, 2006, 10:27:18 AM
Hmm cant say I've ever had that problem before, even with smaller priced items..
Title: Paypal taking money from my bank
Post by: monkeywalker on March 30, 2006, 04:06:22 PM
after reading this i've got half a mind to cancel my paypal account.

i've only just set it up and i had my doubts about it as they ask for your sort code which you are advised/intructed NEVER to give to anyone other than your bank.

how do you actually cancel a paypal account?  does any one know how, i can't find anything about it.
Title: Paypal taking money from my bank
Post by: _tom_ on March 30, 2006, 04:52:33 PM
Quote from: monkeywalker
after reading this i've got half a mind to cancel my paypal account.

i've only just set it up and i had my doubts about it as they ask for your sort code which you are advised/intructed NEVER to give to anyone other than your bank.

how do you actually cancel a paypal account?  does any one know how, i can't find anything about it.


Mines actually been fine except now I have to do this withdraw money thing to get my money into my bank account instead of the paypal one.. not really a problem atall to be honest.
Title: Paypal taking money from my bank
Post by: Bainzy on March 30, 2006, 04:56:13 PM
To close your account, first log in.

1. Click on the tab that says "profile"
2. Find the "account information" list on the left
3. At the bottom of that list it says "close account" - click that.

It should guide you through the rest.
Title: Paypal taking money from my bank
Post by: Cattivo Ragazzo on March 30, 2006, 05:03:19 PM
Quote from: monkeywalker
after reading this i've got half a mind to cancel my paypal account.

i've only just set it up and i had my doubts about it as they ask for your sort code which you are advised/intructed NEVER to give to anyone other than your bank.

how do you actually cancel a paypal account?  does any one know how, i can't find anything about it.


nah,don't get all para, I'm going to keep using my account. I don't really have a choice though tbh, it would affect bidding amounts on eBay, and it's all just the easy way to go, although things do go wrong. I've been using paypal since the beginning really, and so something was bound to go wrong eventually, but up until now, I haven't had a problem for years and years/.
Title: Paypal taking money from my bank
Post by: willo on March 30, 2006, 05:13:26 PM
You know, I was talking to my bank manager yesterday, and long story but I mentioned that I had money in my paypal account. Straight away, she said there were quite a few problems with paypal at the moment...in fact, I think there is a whole website on the internet devoted to it. However, if t hese problems were so completely prevalent then paypal probably would be an obsolete system...so I guess be aware of the problems but don't live in fear of them
Title: Paypal taking money from my bank
Post by: Cattivo Ragazzo on March 30, 2006, 05:14:10 PM
I have been purchasing stuff online though for absolute years, and I've put my cards around in so many places I couldn't even remember a handful of them. Whoever it was that got the card details, got them from a transaction I made online, it could be from anywhere, but it could have been worse, like a grand or something, then I would have been a little more stressed about it, but I can accept losing £100 if I don't get it back. It happens.
Title: Paypal taking money from my bank
Post by: The amazing Phil on March 30, 2006, 07:53:00 PM
Quote from: willo
You know, I was talking to my bank manager yesterday, and long story but I mentioned that I had money in my paypal account. Straight away, she said there were quite a few problems with paypal at the moment...in fact, I think there is a whole website on the internet devoted to it. However, if t hese problems were so completely prevalent then paypal probably would be an obsolete system...so I guess be aware of the problems but don't live in fear of them


I think that website is paypalsux.com or something. Luckily I bumped into that and other stories like this before ever signing up to it. It just seems like so many people have problems with it, it's not worth it. Stuff like e-bay's slightly more difficult to use without it, but I'll take peace of mind over convenience any day.
Title: Paypal taking money from my bank
Post by: Bainzy on March 31, 2006, 01:22:46 AM
Quote from: willo
However, if t hese problems were so completely prevalent then paypal probably would be an obsolete system...so I guess be aware of the problems but don't live in fear of them


The thing is, the problems are quite prevalent, but most people take the risk as eBay do everything in their power to force through Paypal as the payment method used.
Title: Paypal taking money from my bank
Post by: Cattivo Ragazzo on April 16, 2006, 12:28:29 AM
Ha, well the bank refunded the other 100, but this naughty person actually spent more!, all in all, about £350, in places such as river island etc, all over the net. These didn't show up at the time, they came up a few days later, but I'm sure I'll get that back too. The person provided alternative delivery addresses when making purchases, so maybe he/she can be caught? ;)
Title: Paypal taking money from my bank
Post by: chrisola on April 16, 2006, 12:33:13 PM
unlucky that someone cloned your card!

where is the delivery address?

pay him a visit ;)


Id agree that alot of PayPal stuff is scaremongering. I've never had a problem and been with it from the start, and used it to buy ALOT of none ebay stuff.
Title: Paypal taking money from my bank
Post by: dave_mc on April 16, 2006, 03:19:32 PM
Quote from: Cattivo Ragazzo
Ha, well the bank refunded the other 100, but this naughty person actually spent more!, all in all, about £350, in places such as river island etc, all over the net. These didn't show up at the time, they came up a few days later, but I'm sure I'll get that back too. The person provided alternative delivery addresses when making purchases, so maybe he/she can be caught? ;)


haha, yeah, hopefully he's been an idiot and got it sent to his home address!
Title: Paypal taking money from my bank
Post by: Cattivo Ragazzo on April 16, 2006, 03:30:57 PM
Quote from: chrisola
unlucky that someone cloned your card!

where is the delivery address?

pay him a visit ;)


Id agree that alot of PayPal stuff is scaremongering. I've never had a problem and been with it from the start, and used it to buy ALOT of none ebay stuff.


Data protection means I can't get the addresses he used, both river island and paypal had to tell me to get the police to ring them, and even if I did have his address, the last thing I would do is incur more cost by going to visit this person, the police can do that, and I get my money back anyway.
Title: Paypal taking money from my bank
Post by: chrisola on April 16, 2006, 06:46:02 PM
damn scammers.

by the way, whos are the funbags in the avatar and do they have a www. address??  :wink:
Title: Paypal taking money from my bank
Post by: sambo on April 16, 2006, 07:03:11 PM
^ interesting question chris.... i shall second that interest in those love-balloons....
Title: Paypal taking money from my bank
Post by: dave_mc on April 16, 2006, 10:01:04 PM
^they look fake... :(
Title: Paypal taking money from my bank
Post by: Cattivo Ragazzo on April 17, 2006, 04:28:10 AM
Quote from: chrisola
damn scammers.

by the way, whos are the funbags in the avatar and do they have a www. address??  :wink:


I don't know, I found them on myspace.