Author Topic: Is there a viable alternative to ebay? (Read 7678 times)

Jonny · « **Reply #30 on:** May 16, 2008, 01:49:17 PM »

Quote from: Philly Q

Quote from: Jonny
Why is that? Why do I have to add funds to my Paypal account in order to buy? Does it not link directly to my bank and fish money out simple as?

Did you register a credit card with them? When I first registered my payments were charged to my credit card, until I reached some limit (don't remember the amount, £750 or something) at which point they started being charged to my bank account (unless there's money in the PayPal account).

Then there are various stages you have to go through to "upgrade" your PayPal account when you start making sales and when you've received a certain amount of money.

I'm on a premier account. With no limits of transactions or money. And it was £20 ish I had spent. And two transactions so they didn't breach the original account thing when you sign up.

Philly Q · « **Reply #31 on:** May 16, 2008, 01:50:28 PM »

Ah, OK, there was more to the story. I have no idea why they'd do that. :(

The only time I had a problem with PayPal was one of the times I had to upgrade my account and they sent some kind of authentication code through the post. It got lost, so they had to send it again and I couldn't use my account for weeks. I don't think they use that postal system any more.

Transcend · « **Reply #32 on:** May 16, 2008, 02:40:17 PM »

Quote from: Philly Q

Ah, OK, there was more to the story. I have no idea why they'd do that. :(

The only time I had a problem with PayPal was one of the times I had to upgrade my account and they sent some kind of authentication code through the post. It got lost, so they had to send it again and I couldn't use my account for weeks. I don't think they use that postal system any more.

I had to do this last month.,

Philly Q · « **Reply #33 on:** May 16, 2008, 02:50:38 PM »

Quote from: Transcend

I had to do this last month.,

Bugger, wrong again :oops: .

Oh well, next time you have to upgrade you won't have to wait for a post thing.

Transcend · « **Reply #34 on:** May 16, 2008, 02:57:48 PM »

Quote from: Philly Q

Quote from: Transcend
I had to do this last month.,

Bugger, wrong again :oops: .

Oh well, next time you have to upgrade you won't have to wait for a post thing.

Hopefully, then again mine came through pretty fast.

WezV · « **Reply #35 on:** May 16, 2008, 03:50:11 PM »

Quote from: Philly Q

Ah, OK, there was more to the story. I have no idea why they'd do that. :(

The only time I had a problem with PayPal was one of the times I had to upgrade my account and they sent some kind of authentication code through the post. It got lost, so they had to send it again and I couldn't use my account for weeks. I don't think they use that postal system any more.

the way it worked when i did it was that the authentication code was 2 small payments of less than a pound made into my bank account by paypal. They went to gether to make a 4 digit authentication code.

It caught me out actually because i was just about to pay for something big when they said my account needed authenticating... I always try to pay straight away but it took a week to sort out so i was rather miffed!!!

Transcend · « **Reply #36 on:** May 16, 2008, 04:08:24 PM »

Quote from: WezV

Quote from: Philly Q
Ah, OK, there was more to the story. I have no idea why they'd do that. :(

The only time I had a problem with PayPal was one of the times I had to upgrade my account and they sent some kind of authentication code through the post. It got lost, so they had to send it again and I couldn't use my account for weeks. I don't think they use that postal system any more.

the way it worked when i did it was that the authentication code was 2 small payments of less than a pound made into my bank account by paypal. They went to gether to make a 4 digit authentication code.

It caught me out actually because i was just about to pay for something big when they said my account needed authenticating... I always try to pay straight away but it took a week to sort out so i was rather miffed!!!

I had to do that to get verified then last month i had to update my account via the mail system

WezV · « **Reply #37 on:** May 16, 2008, 04:46:18 PM »

ah right.. so i can expect it to happen again at some point!!!

Jonny · « **Reply #38 on:** May 16, 2008, 10:01:54 PM »

"Upon checking your account, I was able to see that the reason why the funds
were sent as eCheque is that the card in the account, your back-up funding
source, has expired."

Just got that a few minutes ago. FOR THE SECOND TIME. Funny how I could buy my RG08LTD and BKPs with an EXPIRED card.

bar-stewards.

Will · « **Reply #39 on:** June 13, 2008, 02:28:58 AM »

Update on Paypal:

Quote

The sender of a Personal Payment which is also a Card Funded Payment may choose to pay the Fee applicable to that payment.

and

Quote

PayPal will apply a fee for payments received for Personal Payments or Commercial Payments if such a payment is funded by a credit or debit card, however for Personal Payments funded by a card, the sender will have the option of paying the fees for that payment

Do you think eBay will accept this option now? ie Paypal accepted, if you pay the charges.
Making eBay worthwhile again?

hamfist · « **Reply #40 on:** June 13, 2008, 07:33:02 AM »

Quote from: Will

Update on Paypal:
Quote
The sender of a Personal Payment which is also a Card Funded Payment may choose to pay the Fee applicable to that payment.

and
Quote
PayPal will apply a fee for payments received for Personal Payments or Commercial Payments if such a payment is funded by a credit or debit card, however for Personal Payments funded by a card, the sender will have the option of paying the fees for that payment

Do you think eBay will accept this option now? ie Paypal accepted, if you pay the charges.
Making eBay worthwhile again?

I, too, got that email this morning. However, all the nice options on fees only appy to "PERSONAL" payments - which do not include any payments for goods. One of the very good things about Paypal can be the Buyer protection you can get for payments for goods. For payment for goods, fees and other rules would seem to stay about much the same.

Philly Q · « **Reply #41 on:** June 13, 2008, 09:40:00 AM »

Quote from: hamfist

I, too, got that email this morning. However, all the nice options on fees only appy to "PERSONAL" payments - which do not include any payments for goods. One of the very good things about Paypal can be the Buyer protection you can get for payments for goods. For payment for goods, fees and other rules would seem to stay about much the same.

Agreed, further down the email it defines Commercial and Personal payments:

Quote

"Commercial Payment" means a payment which is not a Personal Payment (including, without limitation a payment associated with an eBay item and/or other goods or services).

"Personal Payment" means a payment made for the purpose of either your personal, family and/or household affairs.

I think all this does is make PayPal a bit more like a regular bank - you can now transfer money to a friend or, presumably, pay your domestic bills without incurring fees (unless it's card-funded, in which case you'd want to pay the fees, because British Gas aren't going to accept you under-paying - "it was the PayPal fees, honest!" :roll: ).

Even if it did apply to eBay payments, is it likely that any buyer would be happy to bear the fees anyway? We all moan about suffering selling fees, so why the hell would any buyer want to pay them instead?