All valves require the filament to reach an appropriate temperature before they conduct any current (hint they are not called thermionic valves for nothing!). This takes a minute or so. When you turn on an amp with a valve rectifier it won't start conducting current until the filament in the rectifier has warmed up, and so the voltage applied to the amp will rise gradually. This is often referred to a "soft start", and means that a standby switch is less of an issue in this style of amp.
OK in an amp with a SS rectifier the full B+ (actually this will probably be higher than the B+ when the amp is running as power supply is unloaded) is applied as soon as the amp is switched on (assuming no standby switch). As none of the valves in the amp are conducting (as their filaments need to warm up), no voltage will be dropped across the plate load resistors (ohms law again) and the full B+ will be imposed on the plates of all the preamp valves. The PI coupling caps can thus have the full B+ on one end and the negative grid bias on the other making the situation worse.
My guess is that a 400 V cap in a 50W amp with say 450 V B+ will probably withstand some abuse and you will get away with this in most circumstances, however the long-term reliability could probably be compromised. Reliability 10 years down the line isn't on the radar for most manufacturers.
If you are building your own amp from scratch the extra cost of 630V caps vs 400V caps is marginal (unless you want to go for some exotic audiophile caps), so I recommend using caps rated for the difference between the B+ and the grid bias in the PI, and rated for the B+ in the pre-amp.
So for an AC30 say 400 V caps will be fine, but in a Marshall alipanel Super Lead I would go for the 630 V.
Another issue with valve rectifiers is that they drop quite a number of volts, which is why you should exercise caution if you swap a valve rectifier for a solid state rectifier. I'm currently sorting out an AC30 that someone has put a mains transformer from a 50W amp into AND replaced the valve rectifier with SS diodes. The B+ rose to 480 before I turned the amp off asap!! Notwithstanding the effects on the EL84 output valves which are rated at 300 V maximum, none of the caps in the amp are rated for this voltage. Incidentally the guy who owns this amp has been using it for several years without problems other than the fact it didn't sound great. Not surprising given the state of the electronics and the speakers were shot and wired out of phase.............