no idea what that is, but that sounds like it sucks.
that being said, there's no way i'd do anything with my bank account online. the only thing i'll use online is a CC, because by law if you get ripped, unless you're a complete idiot and go about posting your CC number online, it's the CC company's problem. Not so with the bank- they may sort it out out of goodwill, but they're not legally obliged to, as far as i'm aware.