Years ago I had a boss who used to bang on about government, how they just came up with change for the sake of it, well-intentioned, but without enough thought or feeling of responsibility for their actions... and how one of the problems was that it didn't actually cost you anything to be in charge and make rules, and this combined with the need to be seen to be "making a difference" caused a load of hassle for the rest of us...
He advocated the idea that you had to put up a set amount of your own cash before you put forward a policy... not entirely sure that would work too well, though (or much differently than how it does now!!).