Joe, don't get me into politics. Just trust me that 'at least' in the US there is alot of disposable income (coupled with debt) esp. with the middle age set, which $25,000 is chump change.
Why not ask the guy in charge here about it, by here I mean UK.
Oh, sorry ya can't, he's off in another country on holiday again, gladhanding for when he does a bunk. ROFLMAO